personal finance

Confused about pensions? What you need to know

More than three-quarters of employees across the UK were members of a workplace pension scheme last year – a new record high, official figures reveal.

According to the Office for National Statistics (ONS), 77% of employees were in a workplace pension scheme in 2019, marking the highest membership rate since comparable records started in 1997.

Automatic enrolment into...

Spring-clean your finances with these seven simple steps

We can all become complacent with our finances, but as with any bad habits, the first step is admitting something needs to change – and spring is an ideal time to give your money habits a deep clean and refresh.

But, once you’ve decided to improve your money habits, where do you start?

Here are some ideas from TopCashback.co.uk UK director Adam Bullock, for spring cleaning...

Fee-free bank accounts to launch

Millions of bank customers across Britain stand to benefit by hundreds of pounds as nine major banks launch fee-free basic bank accounts from 1 January.

The accounts will be available to anyone who doesn’t already have a bank account, is ineligible for a standard current account or who can’t use their existing account due to financial difficulty.

For the first time they will be...